You're a construction worker who is building a new hotel in the heart of the city. One afternoon, your colleague drops one of their tools from above and hits you on the head. You're immediately rushed to the hospital. You're out for months.
Without workers compensation insurance, you wouldn't receive any wages during your time off from work. Even worse: your medical expenses would be out of pocket. Why risk it? Get covered today with our workers compensation insurance. Call John J Walsh Insurance at (
978) 745-3300!
What is Workers Compensation Insurance?
Workers compensation insurance covers employees who may fall injured or sick as a result of their job. Coverage benefits include medical expenses, wages, and rehabilitation services, if needed. In certain instances, workers compensation may also cover death benefits, including funeral costs, if an employee passes away while on the job.
What Does Workers Compensation Insurance Cover in MA?
-Medical Care: This can include physician services, hospitalization, chiropractic services, dental services, and more.
-Disability: This includes temporary and permanent disability benefits.
-Death Benefits: This includes covering burial expenses up to the maximum amount.
What Does Workers Compensation Insurance Not Cover in MA?
-Injuries or illnesses that occurred outside of the workplace
-Injuries or illnesses that occur commuting to and from the workplace
-Fights that occur in the workplace
-Injuries or illnesses that occur at a work-event outside of the workplace
-Injuries or illnesses that occur while on a lunch break outside of the workplace
What Happens if Your MA Business Doesn't Have Workers Compensation Insurance?
According to Mass.gov, "All employers operating in Massachusetts are required to carry workers’ compensation insurance for their employees and themselves if they are an employee of their company." Failure to enroll can lead to heavy fines, and even criminal charges. The government can also place your business on a "stop work order," which prevents operations until you enroll, as well as debarment from public contracts for three years.
Learn more about our workers compensation insurance by contacting John J Walsh Insurance.
Need Workers Compensation Insurance for Your Business in Massachusetts? Contact John J Walsh Insurance Today!
As Massachusetts' top-rated insurance company, our customizable insurance plans make getting covered easy. From automobile to renters insurance, our team specializes in various insurance plans that'll protect you and your family. To learn more about our coverage plans, or to request a consultation, contact us on our website or call us at 978) 745-3300. We'll be in touch soon.
