It's a Saturday night, and your business is booming. Liquor is flowing, and patrons can't seem to get enough of the bartenders' mixology skills. After enough drinks, one of your patrons decides to drive home, and gets into an accident. One of the pedestrians die. The patron is sent to prison for manslaughter, and your business is in trouble, too. Why? Because you didn't have liquor liability insurance. Without this coverage, your business can be sued for civil and criminal charges.
If your business sells or serves liquor, it's probably worth getting Liquor Liability Insurance.
What Liquor Liability Insurance Protects Your Business From:
- Drunk Driving Cases
- Violent Cases: if a patron who consumed alcohol at your business injures someone.
- Damage: if a patron who consumed alcohol at your business causes property damage to someone/ a business. This is known as a "dram law." Currently, 43 out of 50 states recognize this law.
In the event your business is sued for an alcohol-related incident, your Liquor Liability Insurance will cover your legal and court fees.
What Liquor Liability Insurance Won't Protect Your Business From:
- Underage Drinkers
- Damages to Your Business
Did You Know? Even if you are hosting an event, such as a wedding, you will still need Liquor Liability Insurance.
What Other Types of Coverage Plans Can I Combine with Liquor Liability Insurance?
Need Liquor Liability Insurance in Rockport & Salem, MA? Contact John J Walsh Insurance Today!
John J Walsh can help you get Liquor Liability Insurance today. For more information about our coverage plans, or for a free estimate, reach out to us today on our website or call us at 978-745-3300.
